California Medigap | California Medicare Supplement
All Medicare Supplements (Medigap) in California have been standardized by the federal government since 1992. According the publication “Choosing a Medigap Policy“.
Insurance companies can only sell you a “standardized” Medigap policy. Each type of Medigap policy offers the same basic benefits, no matter which insurance company sells it. Usually the only difference between Medigap policies sold by different insurance companies is the cost.
The most popular Medicare Supplement is Plan F. Every Plan F is identical but the premium will vary depending on company. Some companies will offer up to a $20 discount for people turning 65. The lowest priced plan in Los Angeles may be one of the higher priced elsewhere.
Don’t just settle for Plan F. Other plans may be more cost effective. Make sure you use an agent who specializes in Medicare to show you all the options.
It’s also important to note that every year beginning with your birthday and ending 30 days later, if you are a Californian with a Medicare Supplement you can change your plan on a guaranteed basis with any other carrier offering a standard plan. You can save a great deal of money by taking advantage of this benefit!
Our agency represents virtually all Medicare Supplement carriers including:
- Anthem Blue Cross (formerly Blue Cross of California)
- Blue Shield of California
- Health Net
- United Healthcare (AARP)
- Mutual of Omaha
Let us help you choose the right plan. Most agents do not specialize in Medicare Supplement Policies. We do and would be happy to show you all your options.
Everyday is a new day for us and we work really hard to satisfy our customer everywhere.