California Medicare PPO Plans | PPO Medicare Advantage
Medicare PPO plans are plans which offer similar benefits to Medicare HMO plans, but have slightly less network restrictions in most cases. Even if your doctor is not in the network, you can still see them if they accept the plan terms and conditions on every visit, which is not allowed in an HMO plan.
Like non-Medicare PPO plans, there may be a deductible for non-routine services and the plans include prescription drugs and limit your maximum out of pocket costs. The plans will also include the Medicare Part-D Prescription Drug Plan.
While there are copays and deductibles the premium is generally lower than a Medicare supplement.
If you have a Medicare Supplement and are looking to reduce your costs, a PPO plan might be perfect. The plans will pay doctors both in the PPO network and outside the network so you have no difficulty seeing a Medicare contracted physician. Rather than paying $2,500 or more per year for a supplement and drug plan, this type of policy can be “just what the doctor ordered”.
We can provide you with more information on California Medicare PPO plans as well as others using this form.
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