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WE CAN HELP YOU MAKE SENSE OF CALIFORNIA MEDICARE PLANS AND MEDICARE PLANS FOR YOU

Trust Us to Help You Find the Right California Medicare Plans FOR YOU

Here at Green Sky Insurance Services we understand that California Medicare can be confusing. Consider this site a resource for all your Medicare needs. The goal of this site is to educate you regarding the different types of California Medicare insurance.

Our goal at Green Sky Insurance Services is to develop a relationship with you for years to come. With 40 years of insurance experience, we know California Medicare. If you are looking at Medicare Advantage Plans in California or at Medicare supplements, we have you covered.

Making Sense of California Medicare Plans

Choosing between the seemingly endless variety of California Medicare companies and plans can be quite complicated.

The choice of plans, costs and coverage vary by counties in California. Our goal is to make this process if not easy, at least understandable. An informed consumer is a better consumer. For example, have you heard about the California birthday rule?

If you are healthy you can change your supplement anytime. But because of the birthday rule your California Medicare Supplement Plan can be changed every year within 30 days of your birthday, as long as you currently have a Medicare supplement plan. This means every year, if there was a large rate increase, you have the right to move to a different carrier without going through medical underwriting.

Often, people confuse Medicare Advantage Plans in California with Medicare Supplements. Here is a brief review of the differences in Medicare Supplements and Medicare Advantage Plans.

Medicare Supplement Medicare Advantage
Monthly Premiums Premiums As low as zero premium
Annual Out of pocket costs Usually under $350 Range from $2,000 - $6,700
Network None Limited and rigid
Cost for chemo, radiation, etc. Rarely a cost Usually 20% to policy max.
Physical Therapy Rarely a cost Up to $40 each sesson
Health Questions Except for open enrollment Only "end stage renal"

One only needs to be a Medicare beneficiary to apply for most California Medicare Plans. Many people believe you must be at least 65 to receive Medicare but this is not always the case. California Medicare provides benefits to permanently disabled people under age 65 as well.

You can also switch your HMO, PPO, or SNP plan or your Medicare Advantage Plan California. Typically, when it comes to Medicare in California – benefits and costs will change every year. We can help you review your coverage to make sure you still are receiving all the benefits Medicare has to offer at the lowest possible cost to you.

Available plans include:

  • Medicare Supplement (MediGap)
  • Medicare Advantage
  • Medicare Advantage HMO
  • Medicare Advantage PPO
  • Special Needs Plans (SNP)
  • Chronic Illness Plans
  • Dual Eligible (Medi-Cal)
  • Part D (PDP)

You can review your options on your own or turn this job over to a professional California Medicare insurance agent. We represent virtually every carrier doing business in California and will help you make the best choice for you.

Call us at 818-342-9200 at your convenience and let us help you find the right California Medicare Supplement or Medicare Advantage Plan in California.

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